I have decided to set myself an Autumn Resolve all the way until Christmas.
I have been looking at my spending habits over the past few months and have realised I have been spending money without thinking. I have not gotten myself into trouble with banks or anything like that, I just know I have been spending money necessarily. The main problem is spending money before I have it each month. I’m not sure how this started but one month I must have spent too much and then spent the normal amount the months after always leaving a gap at the end of each month.
As my Canada trip only just over 2 months away I want to stop this before I go away.
So my Autumn Resolve is to cut out all unnecessary spending and get back on track with regarding to incoming and outgoing.
After looking through my spending habits I have decided I can put my unnecessary spending into a few categories:
- Coffee – Costa/Starbucks trip to blog
- Unhealthy food
- Make Up before I run out
- Notepads – I have too many already
- Music I don’t listen to straight away
- Books I just want – the main problem with having a Kindle!
So November and December are going to be about bringing everything back in line so I can go on my trip with the money I have saved up. Things are going to be tighter as with Christmas coming up it’s time to spend money on other people. I am hoping this will meet my shopping desires.
I have thought of a few things to do when I want to go and spend money:
- Gym – Weights
- Cook meals for work lunches and week night dinners
- Get friends together for catch ups
I am going to be strict with myself as next year I want to move out and will need to be better with my money in order to pay for things I haven’t needed to pay for this year (I do pay rent!).
I am also going to spend time researching alternatives to the products I use. I am sure I can cut back on my spending by changing some brands that are more expensive than I really need.
So that is my Autumn Resolve. I was going to call it a challenge, but it sounded too confrontational. I also thought of using something instead of autumn, but I like autumn, it feels warm and cosy and a time to be proactive.
I also want to say sorry to my friends for the next few months as I imagine I will be saying no a lot more than normal. Maybe 6 months as it might take a while to get things together when I return. Totally up for walks and movie nights in though! 🙂
I am determined!